Roseland Finance takes small-business funding requests from Crestline, OH, about 12 miles west of Mansfield, OH, a village that spans Crawford County, OH and Richland County, OH. ZIP 44827 had 115 employer establishments in 2023, and 61.7% had fewer than five employees, the highest small-employer share among the community ZIPs on this site.
| Distance | About 12 miles west of Mansfield, OH |
|---|---|
| Counties | Crawford County, OH and Richland County, OH |
| ZIP 44827 employers | 115 establishments, per ZBP 2023 |
| Under five employees | 61.7%, per ZBP 2023 |
| Part of the ZIP inside the village | 5.8%, 2020 Census crosswalk |
| Self-employed residents | 9.1% (+/- 5.3), ACS five-year 2020-24 |
Two counties, one ZIP label
Because Crestline, OH spans two counties, neither county's figures describe it, and this page uses only ZIP and place data. Most of the village, 88.8% of its land, is in ZIP 44827; the rest is in ZIP 44833. The village covers 5.8% of ZIP 44827's land (Census 2020 ZIP-to-place relationship file).
ZIP 44827 business figures, 2023
ZIP 44827 had 115 employer establishments, about 934 employees and an annual payroll of about $34.4 million in 2023 (ZIP Code Business Patterns). Of the six community ZIPs on this site, it had the highest share of establishments with fewer than five employees: 61.7%.
Construction led with 20 establishments, three-quarters of them under five employees. Other services had 18, retail trade 15, and manufacturing and accommodation and food services 13 each. By our arithmetic, the ZIP averaged about 8.1 employees per establishment and $36,845 in payroll per employee.
Funding for very small Crestline, OH employers
A business with two or three employees may have little room for a late payment or a broken machine. A request from a business that size can be short and specific: a replacement compressor, materials for one contract, a month of payroll. Bank statements matter in those cases, because there may be no audited financials.
Keeping business and personal accounts separate helps a partner read the request. The steps of a request list what partners may ask for, and the contractor page covers the trade that leads the ZIP by count.
Self-employment in Crestline, OH
An estimated 9.1% of Crestline's employed residents were self-employed in 2020-2024, with a wide margin of plus or minus 5.3 points (American Community Survey). Most of it, 7.7%, was in unincorporated businesses.
A short list for Crestline, OH owners
- Open a separate business bank account if the business does not have one
- Keep invoices and receipts for the last year in one place
- List what the business owns and what it owes on each item
- Write the purpose of the money and the date it is needed
With those in hand, a partner has the records to review a request from a two- or three-person business.
From Crestline, OH to a funding request
Roseland takes these requests over the phone or through the web form. Start on the request page, compare sectors on the industries page, or go back to the areas served and the Mansfield, OH page.
Who Roseland Finance works with in Crestline, OH
Owners in Crestline, OH come from many trades and services, such as contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Partners review each request on its own merits.
Documents to have ready
- The last three to six months of business bank statements
- Business and personal tax returns for the latest year
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Photo ID for every owner of the business
- Your articles of organization or incorporation and the EIN letter
- The equipment quote, contract or purchase order the funding is for
Each lending partner sets its own list, so treat this as a starting point.
What happens after you reach out
- You call (419) 556-4536 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Owners in Crestline, OH can start by phone or with the short online form; no office visit is needed.
By Roseland Finance · Updated
