Roseland Finance takes small-business funding requests from Bellville, OH, about 10 miles south of Mansfield, OH in Richland County, OH. ZIP 44813, Bellville's postal ZIP, had 142 employer establishments in 2023, and construction was the largest sector by count. Owners can request working capital, equipment financing and other options by phone or online.
| Distance | About 10 miles south of Mansfield, OH |
|---|---|
| County | Richland County, OH |
| ZIP 44813 employers | 142 establishments, per ZBP 2023 |
| ZIP 44813 under five employees | 54.9%, per ZBP 2023 |
| Part of the ZIP inside the village | 3.8%, 2020 Census crosswalk |
| Self-employed residents | 14.6% (+/- 6.4), ACS five-year 2020-24 |
ZIP 44813 covers far more land than the village
Bellville, OH covers only 3.8% of the land in ZIP 44813, while 91.2% of the village sits inside that ZIP (Census 2020 ZIP-to-place relationship file). The ZIP figures below therefore describe the village and a much wider area around it, and they are labeled as ZIP figures for that reason.
ZIP 44813 business figures, 2023
ZIP 44813 had 142 employer establishments in 2023, with about 1,333 paid employees and an annual payroll of about $45.1 million (ZIP Code Business Patterns). More than half, 54.9%, had fewer than five employees.
Construction led by count with 23 establishments, and 69.6% of those had fewer than five employees. Accommodation and food services followed with 21, then retail trade (19), other services (18) and administrative and waste services (11). By our arithmetic, the ZIP averaged about 9.4 employees per establishment and $33,868 in payroll per employee.
What that mix means for Bellville, OH owners
A small crew with few employees may need money in short bursts: materials for one job, a trailer, a payroll before a homeowner pays. That can point toward working capital for single jobs and equipment financing for trucks and tools, rather than a large term loan.
Food businesses in the ZIP have a different pattern: equipment to buy and replace. The restaurant page covers that case.
Self-employment in Bellville, OH
An estimated 14.6% of Bellville's employed residents were self-employed in 2020-2024 (American Community Survey), but the margin of error is wide, plus or minus 6.4 points, so the figure is a rough indication rather than a precise share. About half of that estimate (7.6%) worked in incorporated businesses.
Practical notes for Bellville, OH requests
Before calling, pull recent business bank statements and a list of equipment you already finance; those two documents cover many of a partner's first questions.
Work that crosses into Knox County, OH or Ashland County, OH is something to mention on the call. If a job may require a bond or a specific license, confirm with each office or with your insurer or advisor before you ask for funding against it.
From Bellville, OH to a funding request
Roseland takes these requests over the phone or through the web form. Start on the request page, compare sectors on the industries page, or go back to the areas served and the Mansfield, OH page.
Bellville, OH businesses we help
Owners in Bellville, OH come from many trades and services, such as contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Partners review each request on its own merits.
Documents to have ready
- The last three to six months of business bank statements
- Business and personal tax returns for the latest year
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- A simple schedule of current business debt and monthly payments
- For equipment, the seller's quote with make, model and price
Each lending partner sets its own list, so treat this as a starting point.
How a request moves forward
- Reach us at (419) 556-4536 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
From Bellville, OH, the whole request can run by phone and online.
By Roseland Finance · Updated
