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Disclosures: Roseland Finance, Mansfield, OH

Roseland Finance's role, stated plainly: what it does, what it does not do and who decides.

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In short

Roseland Finance, based in Mansfield, OH, prepares small-business funding requests and matches them with funding partners, who review each request and make their own decision, including every rate and term. A merchant cash advance is not a loan. Roseland does not promise approval, amounts, rates or timing.

What Roseland does, and what it leaves to partners

Roseland Finance is a broker, not a lender. It does not make loans, does not fund merchant cash advances and does not make credit decisions. Roseland Finance connects you with lending partners; partners make credit decisions and set rates and terms.

Funding partners decide whether to make an offer, and on what terms. Roseland cannot change a partner's decision.

No promises of approval, amount, rate or timing

No page on roselandfinance.com is an offer of credit. Roseland does not quote rates, amounts, approval chances or timelines, because each partner sets them after its own review. Any figures shown on this site are labeled examples or public statistics, not offers.

Merchant cash advances

A merchant cash advance is not a loan. It is a purchase of a portion of a business's future receipts, collected as a share of sales until the agreed amount is remitted. Its cost is expressed as a factor rate, not an interest rate or APR.

Credit pulls, and what happens to your details

A partner's review may include pulling business and personal credit. Ask a partner how it checks before you consent. Information you send through the form or by phone is used to prepare and route your request; the privacy policy linked in the footer explains collection and sharing.

By Roseland Finance · Updated

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